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This will eliminate the need to install multiple apps. The users of PhonePe can have a bank account with any bank and the same can be used by the app to link multiple bank accounts of the user. Single app for UPI – PhonePe acts as a one-stop-shop for all the UPI based transactions.This service is available round the clock, throughout the year and the services of this e-wallet can be utilized even on weekends and bank holidays. The user need not have to recharge the wallet, as the money will be directly debited from the user’s respective bank account just at the click of the button securely and safely. The app can be downloaded on both Apple and Android-based phones. The app works on Unified Payment Interface system and the user has to provide bank account details and should create a UPI ID. The country’s Central Bank – RBI had licensed for issue and operation of a Semi-Closed Prepaid Payment System to Phonepe.
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Using this digital payment app, the users can receive money, send money, pay for shopping bills, recharge mobile packs, recharge DTH services, make utility, electricity, water bill payments, pay for data cards, purchase gold online and offline mode, instantly.Īpart from this, the users can also use the app and book for cab rides, order food online, avail hotel services, pay for Redbus tickets, make payments for flight tickets and so on.Īround 5 million online and offline transactions have been accepted so far using the Phonepe app which has covered groceries, food, movie tickets, travel and so on. The digital wallet company went live from August 2016 and it is touted as the first payment app which is built on the Unified Payments Interface (UPI).Ĭurrently, the app provides its services in regional language as well and is available in over 11 Indian regional languages.
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PhonePe was initially founded by Rahul Chari and Sameer Nigam. The company’s headquarters is located in the Silicon Valley of India – Bangalore. The PhonePe (PhonePe Private Limited) is currently, one of the leading Indian e-commerce payment system and digital wallet company which was founded in December 2015.